What Are the Differences Between Residential and Commercial Claims?

Having property damage is the worst. You have to note down everything that is damaged, contact the insurance company, read the policy, and start the claim process. When listed out, it sounds like a few short steps. However, each step is lengthy and takes more time than the last. And even using some of your time to complete the checklist may not be possible. However, submitting a claim is not an option. If you want to have the insurance company cover the property damage, you will need to complete an insurance claim. So what do you do when you don’t have time? In that case, reaching out to the Tri-County Public Adjusters team is your first step. With the help of a public adjuster in Palm Beach County, you can get the property damage fixed without any stress.


Public Adjuster Services for Residential Claims


Property damage seems to pop up out of nowhere. And it doesn’t always take a storm or some natural disaster for it to show up. Sometimes, our homes leak, catch fire and have mold, and it’s entirely out of our control. But, you can control how much you pay for the damage and how quickly it gets fixed. After you see the damage, we recommend reaching out to a public adjuster along with your insurance company. If you are on a time constraint because of work, kids, and other responsibilities, dealing with property damage may not be feasible. But here at Tri-County Public Adjusters, that’s what we are here for. We can help you out, first, by reviewing your insurance policy. Reviewing this policy will give us a better idea of what the insurance company can and cannot cover. Next, we will begin the claims process. We take the documentation of the damage and compile everything together. While every step is vital, the claims step is arguably the most important as it helps the insurance company have a clear picture of what damage you are dealing with at home. The insurance company will compensate you based on this insurance claim, making it vital that it gets submitted without any mistakes. Even the tiniest mistake can result in you getting far less than you deserve.


Public Adjuster Services for Commercial Claims


Residential property claims and commercial property claims are very similar, with minimal differences. The process will look a lot like you documenting damage, reaching out to the insurance company, and reaching out to a public adjuster at Tri-County Public Adjusters. From there, we follow similar steps, such as reviewing your business’s policy and filing the insurance claim listing all of the damage. The big difference comes when we think about what can and can’t get covered. When your home is affected, you might be able to live in it with the damage. And if you can’t, you either stay with loved ones or find temporary housing, such as a hotel. But businesses cannot always operate with even the smallest of damage. They also face a lot more consequences when damage happens. Because of this difference, the insurance company can help with temporary business relocation, employee wages, and income loss. They do this so you don’t have to close your business’s doors for good because of something out of your control. However, to get this coverage, you need to ensure the claim is correct. This emphasis on correctness may be stressful, but not when you have a public adjuster in Palm Beach County on the job. Our team will ensure everything is perfect before submitting it to the insurance company. We work with you and the insurance company to find a solution.


Get a Free Claims Assessment Today!

Are you dealing with residential or commercial property damage? If so, contact your insurance company and a public adjuster as soon as possible. The sooner you contact us, the more quickly we can work to compensate you for the damage. And if you are operating a business, the sooner you contact us, the sooner we can figure out how to secure your company. Not sure if a public adjuster in Palm Beach County can help you? Reach out to our team today at (561) 924-1671 to get a free claims assessment. In the meantime, check out our website to learn more about our services.

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