South Florida is known for its adverse weather events; who can forget Hurricanes Harvey and Irma. Both storms hit the region within a few weeks of each other, and they caused widespread damage.
After these types of hurricanes and events such as busted pipes or fires is when you find that you may need a public adjuster in Broward County.
They can help you put the pieces of your life back together, so you can move quickly forward. They work for you and do an independent assessment of the loss to ensure you get what you deserve.
The problem is that most people don’t keep good records and figuring out the loss in dollars and cents is challenging.
Tragedy can strike at any time, and you need to be ready by keeping detailed records. There are some things you can do to be prepared for anything and make the job easier for everyone. Keep reading to learn more!
Keep an Inventory of Personal Property
Let’s face it most people don’t keep a detailed inventory of their personal property unless they are exceptionally tedious.
These are people we usually laugh at for actually inventorying everything they own. We assume that they are paranoid or wasting time.
However, when are hurricane damage claims in Florida start arising after significant storms; these are the people who know the extent of the loss. They can provide records of what was damaged and the costs to the public adjuster in Broward County. The result is they have an accurate count of what was damaged in the storm and how much it will cost them to recover or repair. This extra preparation can save you time in the long run and it can ensure that your claim is settled in a manner that allows you to fully recover.
Any public adjuster in Broward County will tell you that taking a picture of the item is just as important as keeping a spreadsheet of inventory. The picture shows what your property looks like, the condition, and it offers a better understanding of its value.
You want to use a camera that will place a date stamp on the image and keep it with the list of your personal property. This helps after an event to show how the loss impacts you and correlates with the values you created in the spreadsheet.
For example, after a significant hurricane passes through, the photos and spreadsheet help illustrate the loss from the storm. Hurricane damage claims in Florida are a confusing process in the aftermath of these events. The more information you have, the easier it is to show the damages and determine what you are owed.
You want to store all information in a place where it will not become lost, damaged, and is quickly retrievable. The best option is to use cloud solutions, where the data is stored virtually, and you don’t have to worry about damaged files.
It makes it easy to open these files to show to the public adjuster in Broward County the damages to your personal property. They can look at the information and compare it with the clauses in the insurance policy to determine what is covered. There is less time spent in the process, and you can receive more money by having actual documentation to back up your claims.
After any event, insurance companies are known for questioning claims and wanting more information. Your ability to safely store your list of personal property and the photos of it are the keys to having it readily available.
Know the Insurance Policy
Check your insurance policy to ensure that it covers damages for personal property and if it doesn’t, contact your providers to see what can be adjusted.
Not all insurance policies are the same, and sometimes people buy them, making assumptions that are not correct. You can consult with a public adjuster who can help you to understand the policy and its coverage.
Tri-County Public Adjusters Can Help!
These tips help you provide your public adjuster in Broward County with the information they need to get you what you deserve. Call Tri-County Public Adjusters at 305-506-1363 to see how we can help you recover from the loss entirely.